We offer a choice of cover destinations; Worldwide, Europe/Asia, Pacific and Australia.

Following this, simply select your plan type and who you want covered. Our 4 plans are: Comprehensive, Essentials, Domestic, Multi-Trip, and Non-Medical and you can choose between cover for Single, Duo or Family. This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply.

Benefit TypeDomestic PlanMulti-Trip PlanNon-Medical Plan
  Single Duo (per person)FamilyLimitIndividual
*Overseas Emergency Assistance^ - - Unlimited~ -
*Overseas Emergency Medical & Hospital Expenses^
(Includes emergency dental expenses resulting from an injury overseas)
-

-
-

-
-

-
Unlimited~ -

-
Overseas Emergency Dental Expenses [per person]^
(for the relief of sudden and acute pain to sound and natural teeth)
       $1,000  
*Accidental Death $25,000 $25,000 $50,000 $25,000

$25,000 

*Permanent Disability^ - - - $25,000  $25,000 
*Hospital Cash Allowance^ - - $5,000  -
*Loss of Income^ - - $10,400  -
Funeral expenses incurred overseas or the cost of bringing your remains back to your home [per person] - - - $15,000 -
*Cancellation s Unlimited~ Unlimited~ Unlimited~ Unlimited~ Unlimited~
*Additional Expenses $25,000 $25,000 $50,000 $50,000  $50,000
*Travel Delay Expenses $2,000 $2,000 $4,000 $2,000  $2,000
Alternative Transport Expenses^ - - $5,000  $5,000
Return Airfare^ - - $3,000 -
*Domestic Services^

-

- - $500  -
*Domestic Pets^ - - $500  -
*Luggage & Personal Effects $10,000 $10,000 $20,000 $10,000 $10,000
*Luggage & Personal Effects Delay Expenses $500 $500 $1,000 $500  $500
Travel Documents, Transaction Cards & Travellers Cheques^ - - - $5,000 $5,000
Theft of Cash $250 $250 $500 $250  $250
*Rental Vehicle Excess $3,000 $3,000 $6,000 $3,000 $3,000
Personal Liability $2.5 million $2.5 million $2.5 million $2.5 million $2.5 million
Benefit TypeComprehensive PlanEssentials Plan
 SingleDuo (per person)FamilySingleDuo (per person)Family
*Overseas Emergency Assistance^ Unlimited~ Unlimited~ Unlimited~ Unlimited~ Unlimited~ Unlimited~
*Overseas Emergency Medical & Hospital Expenses^
Emergency Dental Expenses (per person)
Unlimited~ Unlimited~ Unlimited~ Unlimited~ Unlimited~

Unlimited~

Overseas Emergency Dental Expenses [per person]^
(for the relief of sudden and acute pain to sound and natural teeth)
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000
*Accidental Death $25,000 $25,000 $50,000 - - -
*Permanent Disability^ $25,000 $25,000 $50,000 - - -
*Hospital Cash Allowance^ $5,000 $5,000 $10,000 - - -
*Loss of Income^ $10,400 $10,400 $20,800 - - -
Funeral expenses incurred overseas or the cost of bringing your remains back to your home [per person] $15,000 $15,000 $15,000 $15,000 $15,000 $15,000
*Cancellation s Unlimited~ Unlimited~ Unlimited~ $10,000 $10,000 $20,000
*Additional Expenses $50,000 $50,000 $100,000 $25,000 $25,000 $50,000
*Travel Delay Expenses $2,000 $2,000 $4,000

$2,000

$2,000 $4,000
Alternative Transport Expenses^ $5,000 $5,000 $10,000 - - -
Return Airfare^ $3,000 $3,000 $6,000 $2,000 $2,000 $4,000
*Domestic Services^ $500 $500 $1,000 - - -
*Domestic Pets^ $500 $500 $1,000

-

- -
*Luggage & Personal Effects $10,000 $10,000 $20,000 $3,000 $3,000 $6,000
*Luggage & Personal Effects Delay Expenses $500 $500 $1,000 $250 $250 $500
Travel Documents, Transaction Cards & Travellers Cheques^ $5,000 $5,000 $10,000 - - -
Theft of Cash $250 $250 $500 - - -
*Rental Vehicle Excess $3,000 $3,000 $6,000 $3,000 $3,000 $6,000
Personal Liability $2.5 million $2.5 million $2.5 million $2.5 million $2.5 million $2.5 million

^ you do not have cover under these sections while travelling in Australia.

* This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Sub-limits apply to particular types of losses or claims.   ~ Where used, the term `Unlimited' only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section.

This table is a guide only. For more information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.