Lump Sum Benefit Maximum Limit
Incapacity benefit $25 per day, maximum $500 per Accident
Domestic Care Allowance $25 per day, $500 per Accident
Loss or Damage to Teeth:
a)  Permanent or Second Teeth (not being dentures or dental fittings):
(i)  Loss of teeth $250 per tooth
(ii) Full capping of damaged teeth $250 per tooth
(iii) Partial capping or repair of damaged teeth $100 per Accident
b) Milk or First Teeth – limited to $35 per Accident limited to $35 per Accident
·  This benefit is limited to $1,000 per Accident
Loss of Testicle $1,000 per Testicle
Breaks or Fractures or Dislocations to:*
·  Finger or Thumb or Toe $100
·  Hand (not finger or thumb) $200
·  Foot (not toe or ankle) $200
·  Arm (including elbow) or Wrist $500
·  Leg or Ankle or Knee $500
·  Collarbone or Shoulder blade $200
·  Breastbone/Sternum $300
·  Rib or Ribs $200
·  Shoulder $300
·  Facial Bone or Bones (other than Jaw) $300
·  Hip $750
·  Jaw $500
·  Neck $1,000
·  Pelvis $1,000
·  Skull or Spine $1,000
Third Degree Burns and/or Disfigurement $5,000 per Accident
Amputation or Total and Permanent Loss of Use
·  Foot $7,500
·  Hand $7,500
·  Leg $7,500
·  Arm $7,500
·  Eye $7,500
·  Ear/Hearing $7,500
·  This benefit is limited to $10,000 per Accident
Total and Permanent Disablement $10,000 per Accident
Death $10,000
Disappearance $10,000

This table is a guide only. For more information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.