Type of Cover	Comprehensive Insurance	Third Party Property Damage
Cover for accidental loss of or damage to your vehicle caused by fire or theft		No cover
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)		No cover
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss		No cover
Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events
Legal costs
Emergency repairs – up to $500 in respect of any one incident		No cover
Rental car after theft ($100 per day limit, up to 30 days)		No cover
Reasonable cost of towing	(after a covered accident)	No cover
Temporary cover on replacement vehicle – 14 days		No cover