Car Insurance

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Our motor insurance has a range of features and benefits designed to suit customers with different needs.

Comprehensive

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Covers your car, plus damage you cause to other people's cars or property

New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:

you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
where relevant, your financier has given its written consent; and
a new replacement vehicle is available in Australia.

Rental car after theft of your vehicle - $100 per day limit, up to 30 days⁵

Cost of emergency repairs after a covered accident – up to $500 for any one incident

Cover for personal items in your vehicle - Up to $1,000 for any one incident

Reasonable cost of towing after a covered incident

This table is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Third party property damage

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Helps protect you from the cost of accidentally damaging someone else's car or property.

your legal liability for loss or damage to other people’s property – up to $20 million
legal liability cover when using a substitute vehicle
uninsured motorists extension

This table is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Disclaimers

1. Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers. 2 The online discount applies to new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. 3. Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. 4. In certain circumstances, we may agree with you to use a different repairer than the one that you selected or pay you the reasonable repair costs. We will act reasonably in doing so. 5. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vechicle.